total money makeover

For Christmas my Nana gave each of us a book by Dave Ramsey called Total Money Makeover. It is by far one of my most favorite gifts I have ever received. After reading the book we vowed to cut up our credit cards, have a cash only budget divided into categories, no more car payments for the rest of our lives, etc. It is the best feeling in the whole world to know we aren't getting in debt and we can pay for everything we need.

We are leasing a Subaru Impreza right now and our lease is up in December so we really won't have a car payment anymore!! We are getting ready for that and sold our old jeep and replaced it with a Suzuki Sidekick because it doesn't use as much gas. We will miss our jeep because it has been a great car for us. Ransom's family is nice enough to let us use their Yellow Geo Metro Convertible and will be bringing that up with them when this baby of ours decides she is ready to come. I will miss having a nice dependable car, but the idea of no car payment thrills me more!! -Katie